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You will find cash machines in the Ecuadorian mainland in cities like Quito, Guayaquil and Cuenca. Not all debit and credit cards work with all cash machines so you may need to try more than one location to draw cash. You can also find cash machines in the Galapagos Islands in Puerto Ayora on Santa Cruz Island as well as Puerto Baquerizo Moreno on the island of San Cristobal. Cash machines come in handy for things like tipping your Galapagos guide and crew along with making purchase at stores and markets where you will likely be charged a services fee when using your credit card. It is also easier to bargain using cash at Otavalo market. Ecuador uses the US Dollar as its official currency, so when you pull cash from a machine you will get US Dollars.
